AAA Auto Insurance provides personal automobile insurance through AAA's regional insurance organizations. The AAA brand is widely known for roadside assistance and travel services, while its insurance operations provide drivers with coverage options designed to protect against vehicle damage, liability claims and other covered risks. Because AAA insurance is operated through different regional companies, specific coverage options, pricing, discounts and eligibility can vary depending on where the customer lives.
AAA offers customizable auto insurance policies that can include liability coverage along with collision, comprehensive, uninsured/underinsured motorist and other optional protections. Customers can work with a AAA insurance agent to determine appropriate liability limits, deductibles and optional coverage based on their vehicle and personal needs.
One of AAA's strongest features is its broad selection of insurance discounts. Depending on the region, customers may qualify for savings based on having multiple vehicles, maintaining a good driving record, completing approved driver training, having a good-student status, driving fewer miles, paying in full, purchasing coverage in advance or maintaining continuous insurance coverage.
AAA also offers multi-policy discounts when customers combine auto insurance with eligible home, condo, renters or life insurance policies. In some regions, customers can also receive discounts for being a AAA member.
Another feature is AAA OnBoard, a usage-based insurance program available in eligible markets. Depending on the regional AAA insurer, drivers can receive an initial discount for activating the program and potentially additional savings based on their driving score. (aaa.com)
AAA's auto insurance can also complement its roadside assistance membership. AAA members can receive services such as emergency towing, battery assistance, flat-tire service, fuel delivery and locksmith assistance, although roadside assistance and auto insurance are separate products and benefits.
