Allstate Auto Insurance provides drivers with customizable protection for vehicles, passengers and financial liability following covered accidents and other incidents. Its auto insurance options include liability, collision, comprehensive and uninsured/underinsured motorist coverage, along with additional options such as rental reimbursement, personal injury protection, rideshare coverage, classic car insurance and accident forgiveness where available.
A major advantage of Allstate is the range of ways customers may be able to reduce their premiums. Eligible drivers can receive discounts for bundling policies, insuring multiple vehicles, maintaining a safe driving record, having qualifying vehicle safety features, being a good student and paying premiums in full. Availability and savings vary depending on the customer's state and circumstances.
Allstate also offers Drivewise, a usage-based program that evaluates driving behaviors such as safe speeds and braking. Eligible customers may receive savings based on their driving habits. This can make the program particularly appealing to drivers who consistently practice safe driving.
Another feature is Accident Forgiveness, an optional benefit that can prevent an eligible customer's premium from increasing after a qualifying accident, including certain at-fault accidents. Eligibility and terms depend on the policy and state.
Customers can obtain an auto insurance quote online, work with a local Allstate agent or speak with a licensed representative. Allstate also provides a mobile app that allows customers to access digital insurance ID cards, contact their agent, manage policy information and submit or track claims.
Allstate offers several additional services that can complement an auto insurance policy, including 24/7 roadside assistance and vehicle-related services. Roadside assistance can help with situations such as flat tires and jump-starts, although roadside assistance and auto insurance may be separate products or optional benefits depending on the policy.
The cost of Allstate Auto Insurance depends on factors including the driver's age, driving history, location, vehicle type, annual mileage, selected coverage limits and deductible. Customers should compare the full premium, coverage limits and deductibles rather than choosing a policy based solely on the advertised discount.
