Travelers Auto Insurance provides drivers with protection against financial losses associated with covered accidents, vehicle damage, theft and liability claims. Customers can customize their policies with coverage options such as bodily injury and property damage liability, collision, comprehensive and uninsured/underinsured motorist coverage. Additional protections may also be available depending on the driver's state and policy.
Liability coverage can help pay for eligible expenses when an insured driver is responsible for injuries or property damage. Collision coverage can help cover repairs to the insured vehicle following a covered accident, while comprehensive coverage generally protects against non-collision events such as theft, vandalism, fire, hail and certain weather-related damage.
One of Travelers' key strengths is its range of auto insurance discounts. Eligible customers may qualify for savings based on factors such as having multiple policies, insuring multiple vehicles, maintaining a clean driving record, completing approved driver education, owning a hybrid or electric vehicle and paying premiums through qualifying methods. Discount availability varies by state.
Travelers also offers IntelliDrive, a usage-based insurance program that uses driving information to evaluate driving behavior. Eligible customers may receive a personalized discount based on qualifying driving habits. This can be useful for drivers who consistently practice safe driving, although participation requires sharing driving information and program terms vary by state.
Customers can also choose optional coverage to customize their policies. Depending on location, Travelers may offer rental car coverage, roadside assistance, accident forgiveness, gap insurance, rideshare coverage and new-car replacement protection. These options can provide additional financial protection but may increase the overall policy cost.
Travelers provides online tools that allow customers to request quotes, manage policy information, make payments, access documents and report claims. Customers who prefer personal assistance can also work with a Travelers agent or representative.
The cost of Travelers Auto Insurance depends on factors including the driver's age, location, driving record, vehicle, annual mileage, claims history, coverage limits and deductible. Since rates can vary considerably between drivers, customers should compare personalized quotes and review the complete coverage details before purchasing a policy.
