Humana is a major U.S. healthcare and insurance company with a strong focus on Medicare and government-sponsored healthcare coverage. The company offers several types of Medicare products, including Medicare Advantage, Medicare Part D prescription drug plans, Medicare Supplement insurance and Special Needs Plans. Humana also provides Medicaid-related coverage in eligible markets.
Humana's 2026 Medicare Advantage portfolio includes HMO, PPO, Private Fee-for-Service (PFFS) and Special Needs Plans. Medicare Advantage plans provide the benefits covered by Original Medicare Parts A and B, while many Humana plans also include additional benefits such as prescription drug coverage, routine dental, vision and hearing care.
One of Humana's notable advantages is the additional benefits available through many Medicare Advantage plans. According to Humana, all of its 2026 Medicare Advantage plans include routine dental, vision and hearing coverage, while many plans offer $0 copays for in-network primary-care visits and certain preventive services. Plans also include an annual maximum out-of-pocket limit for covered services.
Humana also offers standalone Medicare Part D prescription drug plans. For 2026, Humana offers three Part D plans: Humana Value Rx Plan, Humana Premier Rx Plan and Humana Basic Rx Plan. All 2026 Humana Part D plans have a $2,100 annual out-of-pocket limit for covered prescription drugs.
Digital services are another useful feature. Members can use MyHumana to view claims and benefits, find in-network healthcare providers and communicate with customer-care representatives. Humana also provides online tools that allow customers to enter their ZIP code and compare plans available in their area.
However, Humana plans are highly location-specific. Premiums, provider networks, covered services, prescription formularies, deductibles and copayments can differ substantially between plans. Customers should therefore check the specific plan available in their ZIP code and review its Evidence of Coverage and Summary of Benefits before enrolling.
